This website is intended to provide general information regarding insurance products and services offered by Beacon & Stone Insurance Group.

The information provided on this website is for informational purposes only and does not constitute a binder, policy, endorsement, or guarantee of insurance coverage.

Submitting a quote request, contact form, email, text message, voicemail, or payment does not automatically bind insurance coverage.

Coverage is not effective unless and until confirmed by a licensed representative of Beacon & Stone Insurance Group and accepted by the insurance carrier.

Coverage cannot be bound, altered, or canceled through this website alone.

For your convenience, we may provide access to third-party payment providers such as Xpress Pay.

Beacon & Stone Insurance Group is not responsible for the security, policies, availability, or performance of third-party payment systems.

Users are responsible for reviewing those providers’ terms and privacy policies separately.

While we strive to keep all information accurate and current, we do not guarantee the completeness, accuracy, or timeliness of website content.

Insurance carrier guidelines, rates, and underwriting requirements may change without notice.

All content on this website, including text, graphics, logos, branding, design elements, and materials, is the property of Beacon & Stone Insurance Group and may not be copied, reproduced, or distributed without written permission.

Beacon & Stone Insurance Group shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance upon its content.

Users assume full responsibility for verifying policy details and coverage terms directly with a licensed agent.

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of Florida.

Any disputes arising from website use shall be handled within the appropriate courts of Florida.

We reserve the right to update these Terms & Conditions at any time without prior notice.

Updates will be posted on this page with a revised effective date.