privacy policy

Effective Date: January 1, 2026

Welcome to Beacon & Stone Insurance Group (“Beacon & Stone,” “we,” “our,” or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and share your information when you visit our website, request insurance services, or communicate with us.

  • Personal Information

    • Full name

    • Email address

    • Phone number

    • Mailing address

    • Property address

    • Business information

    • Insurance policy information

    • Driver information (if applicable)

    • Payment-related information when applicable through secure third-party providers

    Non-Personal Information

    • IP address

    • Browser type

    • Device information

    • Website usage data

    • Cookies and tracking information

  • We use your information to:

    • Provide insurance quotes and policy services

    • Communicate regarding policies, renewals, claims, and service requests

    • Process payments through secure third-party providers

    • Improve our website and customer experience

    • Comply with legal and regulatory obligations

    • Send marketing communications when permitted by law

  • We may share your information with:

    • Insurance carriers

    • Managing General Agents (MGAs)

    • Mortgage lenders when necessary

    • Payment processors such as Xpress Pay

    • Compliance and regulatory authorities

    • Service providers assisting in agency operations

    We do not sell your personal information.

  • Payments made through our website may be processed through secure third-party payment providers. Beacon & Stone does not store full credit card information on our servers.

    Please review the privacy policies of those payment providers for additional details.

  • Our website may use cookies and analytics tools to improve performance and user experience. These tools help us understand how visitors use our website.

    You may disable cookies through your browser settings.

  • Coverage cannot be bound, altered, or canceled via voicemail, email, text message, or through this website without confirmation from a licensed agent.

    No insurance coverage is effective until confirmed in writing by an authorized representative of Beacon & Stone Insurance Group.